Holiday Budget Guide

The planner for people who've tried every planner.

Set a budget, track who owes who, and get the scripts, recipes, and shopping picks to get it all done.

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πŸŽ„ 127 recipes shared so far this season πŸ’Έ 2,400+ gift budgets tracked βœ… 4.7β˜… avg. recipe rating from the community

Step 1

Your gift budget

Add everyone you're buying for. We'll handle the math, including who still owes you for the gifts you split.

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Add your first gift below.

Spent so far $0 after what others owe you
Left to spend $0 you're on track
Owed to you $0 for gifts you split
Next deadline β€” add a date to see this

Your list

Tap the box when a gift is done. Hit More for dates, splits & notes.

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Step 2

Shopping guides

Two quick reads, then a few things worth actually buying, picked so you don't have to dig through 40 "gift guide" listicles.

Gift Guide

The Last-Minute Gift Guide for Everyone on Your List

Coworker, teacher, mother-in-law, the friend who has everything. Sorted by budget so you're not starting from a blank page three days out.

Read the guide β†’
Money & Etiquette

How Much Should You Actually Spend on a White Elephant Gift?

The unspoken rules of the office and family gift exchange, plus what to do when the invite doesn't list a price cap.

Read the guide β†’

A few things worth buying

Gifts people actually keep.

Under $30

Fleece-Lined Slipper Socks

The stocking stuffer that never gets returned. Comes in six colors.

Skimm Tested

Mulled Wine Spice Kit

Everything you need to host without a grocery run. Just add wine or cider.

Zero Tape Needed

Reusable Fabric Gift Wrap Set

Wrap it once, they reuse it forever. Comes in five holiday prints.

Crowd Favorite

Tabletop S'mores Kit

The white elephant gift people actually fight over.

Step 3

Holiday recipe database

Snap a photo of Grandma's handwritten card and we'll pull the text out for you. Then keep it just for yourself, or share it so someone else stops texting you for it every year.

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Add a photo of your recipe

Tap to take a photo or choose a file, or just type it in below.

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πŸŽ„ Holiday Recipe

Your shareable card shows up here as you type.

Browse the community database

Search, filter, and rate what other Skimm'rs have shared.

Step 4

Scripts for the awkward stuff

Tap a card to see what to say, then copy it and paste it straight into a text.

Money & Boundaries

You want to set a spending limit with family before anyone starts shopping.

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Try saying

Hey! Prices are wild this year, so I'm keeping gifts to about $50 a person. Want to do the same so nobody feels pressure?

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Group Gifts

You fronted the money for a group gift and still haven't been paid back.

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Try saying

Hi! The total for Mom's gift came to $180, so your share is $60. Send it whenever works this week. Thank you!

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Office Party

You want to skip the gift exchange this year without looking like a Grinch.

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Try saying

I'm sitting out the gift exchange this year to stick to my budget, but I'm still in for the party and I'll bring dessert!

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Family

Your big family buys gifts for everyone, and it's getting out of hand.

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Try saying

What if we did Secret Santa this year with a $40 cap? One great gift each instead of a dozen small ones. Who's in?

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Invites

You've been invited to one party too many and need to say no kindly.

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Try saying

Thank you so much for including me. I can't make it this year, but I'd love to get together in January. Coffee's on me?

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Money & Boundaries

People assume you can chip in more for the group trip or gift because you don't have kids.

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Try saying

I love that we're doing this together! I still have a budget I need to honor right now, so I can put in my even share.

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Worth a read

More from our experts

Get the gist right here, then click through for the full story.

Family Traditions

Why does holiday pressure hit so hard, even when no one's demanding perfection?

β€œKids only get one childhood, and we want to make it special,” says Katherine Morgan Schafler. But that pressure rarely comes from your kids. It builds from family expectations, social media, and your own childhood. One tell: asking leading questions like β€œIsn't this fun?” It can teach kids to manage your emotions instead of their own.

Katherine Morgan Schafler Psychotherapist Β· Author, The Perfectionist's Guide to Losing Control Read the full story β†’
Money & Boundaries

What if you're the one being asked to give more, not less?

If you don't have kids, people often assume you've got more cash to spare for group gifts or a trip, says Alyssa Kushner, LCSW. Feeling resentful about that is actually a good sign. It means a boundary's being crossed. The fix: a firm, kind line like β€œI still have a budget I need to honor right now.”

Alyssa Kushner, LCSW AK Psychotherapy Get the scripts for this ↓